This article will list all the mobile loan apps in Kenya without CRB Check. The central bank of Kenya barred these lenders from accessing the CRB records in Kenya.
They can’t check CRB status before giving out loans because the Kenyan Government does not regulate them. Also, some of them abused these records, which is why they can no longer determine customers creditworthiness.
List of Loan Apps Without CRB Check In Kenya
Here is the full list of mobile loan apps that do not check CRB status in Kenya in 2021.
- Fadhili Loan app
- Branch loan
- Tala Loan app
- Okash loan
- Usawa app
- Kano App
- Upazi loan
- Dolax loan
- Craft loan app
- Utajiri loan app
- Zenka
- Okolea
- LionCash
- i-Save Mobile
- Lendi mkopo
- Okoa Cash Loans
- Fuliza Branch
- Investor
- MB-Kash
- iPesa
- Kopa Jirani
- FlashPesa
- Zash Loan
- Kashway
- Kava Personal Loans
- Kua
- Palm Loans Kenya
- Afrika loans
- Mshiko Chap
- Kenya Quick Loan Shop
- Senti
- Hikash
- MKash Bee
- PesaFlash
- Peso Loans
- Carbon
- Hela Pesa
- Eazzy Loans
- Fululiza Senti
- Stawika
- Loanika
- Saida
- Kuwazo
- Fair Money
- Lendy LOANS
- Umba (Formerly Mkopo Kaka)
- UbaPesa
- Okoa 0% Interest Loans
- Kash Pesa Loans
- Fair Branch: Instantly and Accuracy
- Top Loan Lenders
- HiCash Quick and Easy Loans to MPESA
- Loans Chap Chap
- Izwa Loans
- Fintech Loans
- Imarika Credit
- PesaPata
- Okolea Quick Loans
- M-KOPAY
- Okoa Pesa pap
- Kenya Quick Loans Market
- Instant Cash- Reliable Money
- Pezesha
- mKopa
- tumaPesa
- Duta
- Saida
- Aspira
- Phedha Loans
- Tunzi
As you can see, these loan apps do not have a commercial bank behind them, which is why they cannot access CRB records. The move was meant to protect Kenyans from these loan apps.
Some loan apps are no longer working because it is risky for them to lend to anyone without a credit risk assessment. If you find the app not on the Google App store, please avoid it. Since Google also removed some of them from their App store.